The commercial side of the surety business doesn’t always get the attention it deserves. Though commercial claims may lack the same scope and sizzle of construction and engineering claims, these types of surety bonds are utilized in dozens of vast and varied scenarios. From license and permit bonds to auto dealer bonds and from...

ABOUT THE CLAIM Guardian’s Property & Casualty claim investigation experts were recently called to the scene of an apartment fire in a small, two-story building. Luckily, there had been no fire-related casualties or injuries, and fortunately, too, for both owner and occupants, the concrete masonry unit walls of the structure had helped contain the fire’s spread. The southern state apartment...

ABOUT THE CLAIM  The owner of a small family home in our nation’s southwest called his carrier to complain of water inside the residence and damage to both the roof and many of the house’s interior finishes, including the flooring. Perhaps it was only natural for this insured to think that the recent storm was the cause of his moisture...