/ ABOUT THE CLAIM: The conversion of an attic into occupied space led a homeowner in the East Coast to report damage to his insurance carrier. Specifically, the insured said that during remodeling damage to flooring and framing was discovered. The insurance carrier asked Guardian Group, Inc.’s Property & Casualty Group to inspect the property and determine cause &...

  As last year's storms demonstrated, catastrophes not only present near-term financial losses for insurers, but carriers bear the additional exposure borne of delayed reporting, customer dissatisfaction and potential litigation. Whether hurricane winds are classified by the Meteorological Society as Category 1, 2, 3, 4 or 5, those in the property insurance business need a Tier Two forensic engineering firm...

A recent Property & Casualty Group forensic claim demonstrates the need for carriers, adjusters and TPAs to be mindful of claims, cases and issues wherein the technical knowledge required often surpasses that of the everyday adjuster. This applies not only to CAT claims, but to all of your residential and commercial claims wherein fundamental construction and engineering issues play critical...