/ ABOUT THE CLAIM Subsequent to a powerful hurricane, the owner of a 2,100 sf home reported additional damages, six months after the initial inspection. The rear of the single-story home, constructed in 1960, faces the Big Lagoon along Florida’s Panhandle and incorporates many windows. The structure is conventional wood framing, with exterior walls clad primarily in brick. ABOUT THE...

/ ABOUT THE CLAIM In the weeks following a major weather event, a commercial property owner filed a claim for damages with his insurance company. His property included a single-story main building, an additional small building of only 1,500 square feet, and a one-story detached garage. The policyholder claimed wind and hail damage to the roofs and water intrusion and...

/ ABOUT THE CLAIM / The owner of an approximately 16,000 square foot building filed a claim with his property insurance carrier. The policyholder’s claimed damages included a detached brick veneer and the falling away of bricks.  He asserted that said damages were due to one or more recent earthquakes in the area. The third-party administrator under contract by the...