/ ABOUT THE CLAIM In the weeks following a major weather event, a commercial property owner filed a claim for damages with his insurance company. His property included a single-story main building, an additional small building of only 1,500 square feet, and a one-story detached garage. The policyholder claimed wind and hail damage to the roofs and water intrusion and...

/ ABOUT THE CLAIM / The owner of an approximately 16,000 square foot building filed a claim with his property insurance carrier. The policyholder’s claimed damages included a detached brick veneer and the falling away of bricks.  He asserted that said damages were due to one or more recent earthquakes in the area. The third-party administrator under contract by the...

/ ABOUT THE CLAIM Recently, Guardian was asked to consult on a claim involving a large commercial property, specifically relating to roof damage. The large insurance carrier already knew the building had been subject to flooding, resulting in extensive interior damage. But the company’s adjusting team wanted Guardian to opine on any roof damage and the cause and origin thereof....