As last year's storms demonstrated, catastrophes not only present near-term financial losses for insurers, but carriers bear the additional exposure borne of delayed reporting, customer dissatisfaction and potential litigation. Whether hurricane winds are classified by the Meteorological Society as Category 1, 2, 3, 4 or 5, those in the property insurance business need a Tier Two forensic engineering firm...

A recent Property & Casualty Group forensic claim demonstrates the need for carriers, adjusters and TPAs to be mindful of claims, cases and issues wherein the technical knowledge required often surpasses that of the everyday adjuster. This applies not only to CAT claims, but to all of your residential and commercial claims wherein fundamental construction and engineering issues play critical...

  One of our nation's leading insurance carriers recently required construction and engineering support that transcended the skills and scope of the everyday Property & Casualty adjuster. They turned to the forensic claims experts who lead the Property & Casualty Group at Guardian Group, Inc. A residential policy holder had made a claim that damage to his roof and ceiling, including...