/ ABOUT THE CLAIM / One of Guardian’s longstanding TPA clients required technical engineering support on a recent property claim. They needed a reliable determination of cause & origin for reported water damages. The ocean-close structure is a three-story, 24-unit apartment building comprised of a combination of reinforced concrete and CMUs (concrete masonry units.) The property owner claimed damages on...

/ ABOUT THE CLAIM: In the wake of recent major hurricane, Guardian received a call from one of its insurance carrier-clients on behalf of a Louisiana policy holder. This owner of a 5,000 sf commercial building (a warehouse) had already filed a claim, and commenced work, repairing his roof and plywood decking. But he expressed concern to his insurance company...

/ ABOUT THE CLAIM: Recently, a Texas homeowner filed a property claim with his insurance carrier regarding cracks on his interior gypsum wallboards. His theory was that a leak in the sewer line beneath the home had disturbed the foundation, thus creating the cracks. He noted that the sewer line started in a central bathroom. Upon receiving notice of the...