ABOUT THE CLAIM In the wake of Category 4 Hurricane Ida, a commercial property owner in Louisiana filed a claim with the business’ insurance carrier. Two factors rendered this claim to be a bit more complex than your standard, everyday claim: 1) the structure is a prefabricated metal building, and 2) at over 10,000 square feet, it is relatively large....

ABOUT THE CLAIM: Recently, one of Guardian’s insurance carrier clients asked us to investigate a roofing claim on behalf of one of their clients. The homeowner had claimed high winds had caused widespread damage to his asphalt roof shingles thus necessitating the need for a new roof. ABOUT THE INVESTIGATION: After obtaining relevant weather data, Guardian’s forensic construction and engineering...

  As last year's storms demonstrated, catastrophes not only present near-term financial losses for insurers, but carriers bear the additional exposure borne of delayed reporting, customer dissatisfaction and potential litigation. Whether hurricane winds are classified by the Meteorological Society as Category 1, 2, 3, 4 or 5, those in the property insurance business need a Tier Two forensic engineering firm...