/ ABOUT THE CLAIM / This month’s bond claim case study comes to us courtesy of the commercial side of the surety business. The proprietor of a multi-location check cashing company had committed fraud when reporting transactions and had subsequently been indicted. By stipulating lower amounts on mandatory reporting forms, he had attempted to avoid paying state taxes. Unfortunately for...

/ ABOUT THE CLAIM / A homeowner complained to their insurance carrier about a tall retaining wall at the back of their property. The wall creates a terrace with two parking spaces below, accessible by a back alley. The policyholder’s primary concern was that the retaining wall appeared to have moved. ABOUT THE INVESTIGATION / Immediately, Guardian Group, Inc. sent...

ABOUT THE CLAIM: Recently, one of Guardian’s insurance carrier clients asked us to investigate a roofing claim on behalf of one of their clients. The homeowner had claimed high winds had caused widespread damage to his asphalt roof shingles thus necessitating the need for a new roof. ABOUT THE INVESTIGATION: After obtaining relevant weather data, Guardian’s forensic construction and engineering...