ABOUT THE CLAIM Guardian’s Property & Casualty claim investigation experts were recently called to the scene of an apartment fire in a small, two-story building. Luckily, there had been no fire-related casualties or injuries, and fortunately, too, for both owner and occupants, the concrete masonry unit walls of the structure had helped contain the fire’s spread. The southern state apartment...

ABOUT THE CLAIM  The owner of a small family home in our nation’s southwest called his carrier to complain of water inside the residence and damage to both the roof and many of the house’s interior finishes, including the flooring. Perhaps it was only natural for this insured to think that the recent storm was the cause of his moisture...

With this season’s outbreak of wildfires wreaking historic havoc on both lives and livelihoods, the impact is being felt not only in California but across the Pacific Northwest. This year’s pandemic signifies what we at Guardian Group, Inc. have dubbed a Co-CAT event, wherein the need for expedited investigations persists but extra health safety precautions are required for the insured’s...