As last year's storms demonstrated, catastrophes not only present near-term financial losses for insurers, but carriers bear the additional exposure borne of delayed reporting, customer dissatisfaction and potential litigation. Whether hurricane winds are classified by the Meteorological Society as Category 1, 2, 3, 4 or 5, those in the property insurance business need a Tier Two forensic engineering firm standing...

Guardian Group, Inc.'s Property & Casualty specialists, known for their practical and in-depth knowledge of construction and engineering issues, were called upon by one of our insurance carrier clients. The issue the adjuster on the claim needed clarity on: the cause of cracks and buckling of a residential home's foundation. After completing his cause and origin investigation, our expert noticed one of...

After a recent storm, Guardian Group, Inc. was asked to inspect a damaged seawall in a south Florida commercial marina to determine the cause and origin of the reported damage, and to provide estimated costs of repair. The marina provides both wet and dry storage facility for boats-the dry storage sheds were built in the late-nineties, while the seawall and...