/ ABOUT THE CLAIM / In the wake of a recent storm, one of Guardian’s insurance carrier clients received a claim from one of its commercial policyholders. The subject property is a 1976-build, 25,000 sf, concrete building clad with brick veneer. The roof of the structure is low slope, with a modified bitumen built-up roof with a granulated membrane cap...

/ ABOUT THE CLAIM: In the wake of recent major hurricane, Guardian received a call from one of its insurance carrier-clients on behalf of a Louisiana policy holder. This owner of a 5,000 sf commercial building (a warehouse) had already filed a claim, and commenced work, repairing his roof and plywood decking. But he expressed concern to his insurance company...

/ ABOUT THE CLAIM: Recently, a Texas homeowner filed a property claim with his insurance carrier regarding cracks on his interior gypsum wallboards. His theory was that a leak in the sewer line beneath the home had disturbed the foundation, thus creating the cracks. He noted that the sewer line started in a central bathroom. Upon receiving notice of the...