Paving the way to efficient subdivision claim resolution


Recently Guardian’s Surety Group was called in to consult on a 250+ lot subdivision bond claim on behalf of one our most longstanding surety clients. The surety was not only aware of Guardian’s extensive experience resolving subdivision bond claims, they knew of our unique capabilities firsthand as they had previously leveraged our expert personnel on many prior claims. Work on subdivision bond claims typically includes the completion of off-site improvements, often via relet, including utility installations, paving, and landscaping.

Historically, Guardian has also carved out a reputation for its ability to creatively problem-solve and to broker cooperation with all vested parties. Though Guardian Group, Inc. utilizes its nationwide network of strategically located offices and personnel to consult on claims of all sizes throughout the U.S., this particular claim, on a bond of about $1.5MM, was in the East Coast and not too far from our Bel Air, Maryland offices.


Immediately deploying to the scene, Guardian’s construction and engineering experts performed an on-site inspection that revealed both incomplete and incorrectly installed sewer laterals. Additionally, the fact that the final course of road paving had never been completed gave way to erosion. The erosion on all of the streets was so profound repaving was required throughout the subdivision. Lastly, large areas of landscaping remained unfinished.


Guardian’s experts met with the county’s attorney and engineer, ultimately reaching agreement on a plan forward. Then, Guardian prepared RFPs and collaborated with the engineer in the selection of suitable contractors to provide competitive bids. The surety’s counsel was grateful for Guardian’s help in achieving an agreement with the county attorney to get the surety bond released. Upon the selection of the completion contractor, Guardian worked closely with the chosen firm all the way through completion and acceptance by the owner. In this case, the surety’s losses on the bond were limited to less than 50%.


From small, everyday contract and non-contract claims to subdivisions, large or high-volume claims and complicated takeovers, Guardian Group, Inc. has served the unique needs of sureties and their counsel for over 30 years. Marrying technical construction and engineering expertise with seasoned claims investigations and handling, clients expedite efficient resolution and achieve their vision for company growth and successful claims management. When any type of surety claim arises, regardless of size, technical complexity or location, the answers you need are closer than you may think. In fact, they’re only a phone call away. Call on the surety experts at Guardian Group, Inc. today.

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